OUR PROCESS
ENGAGE
Set up a free 15-minute call to discuss your goals and see if we're a good fit. No sales. No pressure.
DISCOVER
If we're a good fit, we'll learn about your goals and gather your financial details through our secure portal.
PLAN
We'll analyze your data and design a tailored plan, using tools to improve Mindset, Wealth, and Health.
DELIVER & SUPPORT
We'll present your plan to help you visualize your future. Need more help? We're here as life evolves.
PLANNING FEES
Our options include a monthly subscription model for those who want to work together long-term OR an hourly/project-based model for those who want a one-time plan. There are no hidden fees and you choose the model that fits your needs. We'll outline the scope of work and provide a detailed quote so you can decide what's best for you.
Each tier includes a value-based financial plan and a health plan.
Low Complexity
$125/mo
First month - $250
What's Included:
- 2 virtual meetings/yr.
- Access to RightCapital, Monarch Money, and BWA Course
- Cash flow planning
- Liability and life insurance analysis
- Investment advice on 1-2 accounts
- Basic retirement planning
- Estate plan guidance
- Tax planning guidance
- Employee benefit review
Moderate Complexity
$250/mo
First month - $500
Everything in Foundation +
- Total of 3 virtual meetings/yr.
- 1 federal & state tax return
- Pre-65 healthcare planning
- Investment advice on 3-5 accounts
- Social Security planning and advice
- Timing of retirement advice
- Estate planning documents
- Tax-loss harvesting analysis and recommendations
- Education planning
- Career planning
High Complexity
$375/mo
First Month - $750
Everything in Core +
- Total of 4 virtual meetings/yr.
- Long-term care insurance recommendations
- Annuities recommendations
- Pension election guidance
- Charitable gifting strategies advice
- Roth conversion analysis and recommendations
- Small business retirement plan advice
- Employer equity advice
- 1 Schedule C or S-Corp return
HOURLY PLANNING
For one-time financial plans without ongoing commitments
- $250 per hour - Same high-quality planning expertise as our subscription clients
- Complete flexibility - Get expert guidance exactly when you need it, without long-term obligations
- Tailored to your needs - Whether it's help with a specific financial decision, a focused plan for one area, or a comprehensive financial roadmap
- Typical engagement - 6-30 hours depending on your situation's complexity
- Simple payment - 50% up front, remainder due upon completion
- Written deliverable - Detailed plan you can reference and implement at your own pace
*If you are a veteran, active-duty military, police officer, or fireman, please reach out for discounts on planning needs. We appreciate you!
WHY ADVICE-ONLY?
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Accessibility: Financial advice should be for everyone. This model means even those with smaller savings or just starting out can afford expert advice.
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Custom Fit: Everyone's financial situation is different. You can choose exactly how much advice you need, whether it's for a one-time decision or ongoing guidance.
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Purely in Your Interest: We don't sell products or manage your investments, so our advice is solely focused on what's best for you.
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Educational: Instead of just doing things for you, we teach you how to manage your money. This means you're learning with every session.
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Your Call: You have complete control over your financial decisions. Use our advice however you see fit, or take it to another professional for action.
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Economical Over Time: Over years, paying a flat monthly subscription or just for hours can be less than the traditional percentage fees, especially if your investments grow.
This model isn't for everyone, but if you want a clear, empowering approach to financial planning where you're in the driver's seat, this could be the way to go. If you're interested or have questions, feel free to schedule a complimentary 15-minute intro call here!
